Terra Equity's engagements are structured around the needs of homebuilders delivering 5 to 15 homes a year — with the option to scale as the builder grows.
Our core service is acting as a dedicated, third-party land acquisition team for builders who don't have — and don't want the overhead of — an in-house land department.
We function as an extension of the builder's operation: representing them at the negotiating table, running title and entitlement diligence, and closing transactions with speed and discretion.
Holding lots is expensive. For a builder doing 8 homes a year, tying up a year or two of working capital in dirt is the difference between scaling and standing still.
Terra Equity provides the capital to bank finished and nearly-finished lots, releasing them to the builder on a pre-negotiated takedown schedule that matches production cadence.
Infill is our specialty. The lots inside existing, developed communities — one- and two-lot teardowns, stalled subdivisions, estate sales, builder overhang, and quiet assemblage opportunities — are exactly where we focus our time.
These lots are harder to find and harder to underwrite, but they absorb faster, carry lower infrastructure risk, and serve buyers looking for new homes in mature neighborhoods.
Each builder relationship is structured around the builder's annual production plan and capital preferences. We're comfortable with simple option agreements, rolling takedown structures, or hybrid arrangements.
Terra Equity acquires a pre-defined lot portfolio; builder takes down lots on a schedule, paying market-based option fees during the hold.
For builders with episodic needs — we bank individual lots identified together and deliver on demand at a pre-agreed takedown price.
For builders with their own capital — a fee-based acquisition mandate where we source and close lots directly into the builder's entity.
Tell us where you build, what you build, and what's in your way. We'll share how Terra Equity can help.
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